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We strongly recommend that you use the Address Verification System (AVS) as an additional fraud measure when taking CNP transactions. AVS allows you to check the numerical portion of a cardholder's address and the card security code (also known as CVC/CVV) either on your terminal or when calling for CNP authorisation.
It is a free service and is also a quick and easy facility to use that will not slow down your terminal authorisation process and will increase your chances of avoiding fraud.
AVS (Address Verification Service) allows you to check the numerical portion of a cardholder's address and the card security code (also known as CVC/CVV) either on your terminal or when calling for CNP (Cardholder Not Present) authorisation.
It is a quick and easy facility to use that will not slow down your terminal authorisation process and will increase your chances of avoiding fraud.
AVS is a free service
No. Neither Streamline nor any other Acquirer offer a guarantee of payment. However, by checking additional data you are increasing your chances of avoiding fraud.
When you have a CNP transaction ask the customer to give you the address details as shown on their card statement and the last 3 digits on the signature strip on the back of the card.
Terminal users – if you rent your terminal from streamline, this facility should already be available. If you do not rent from us, you should contact your own terminal supplier
Yes. This facility is available via the CNP authorisation IVR facility (0845 600 530 option 1). Please note that should any of the authorisation information be keyed incorrectly, you will be transferred to an advisor and you will need to ask them to transfer you back into the system.
No. The service applies to UK issued MasterCard, Maestro Domestic, Visa And Visa Debit cards only; it cannot be used to check cards issued in other countries outside the UK.
Please refer to the Mail Order Telephone Order section of your Merchant Operating Instructions, for more information about the Address Verification Service.
